HARTCO
Aurum

The Hartco Aurum Guide

A practical guide to physical gold, graded coins and provenance — what physical gold is, how it is graded and priced, and how Hartco Aurum sources it for its clients.

Specialist Physical GoldHartco Aurum Ltd · Company number 16390802 · www.hartcoaurum.co.uk
Hartco AurumThe Hartco Aurum Guide
Welcome

Welcome to Hartco Aurum.

Hartco Aurum is a specialist physical gold company. We focus on the sourcing of authenticated and professionally graded gold coins, alongside recognised gold coins and bespoke coin requirements — sourced for clients who want clarity, discretion and a personal service. We do not sell gold bars.

Our proposition is simple: personal, discreet, professionally sourced. We help each client understand the piece before they decide — what it is, its condition, how it is graded, and what it is worth at the time. An enquiry is not a commitment to buy or to sell.

What this guide covers

SectionWhat you will learn
Specialist graded goldAuthentication, certification and why it matters
PCGS & NGCThe role of recognised grading services
Gold coinsSovereigns, Britannias, Krugerrands and more
Historic & collectable goldThe category, and bespoke sourcing
Bespoke sourcingSpecific coins, dates and grades
Questions & deliveryHow graded coins are confirmed, sent and held
Sell your goldThe enquiry and assessment process
The marketSpot, premium, tax and the record of the metal
Hartco Aurum does not forecast the gold price. We report what the market has done, not what it will do. Gold prices can fall as well as rise, and there is no guaranteed return. Hartco does not provide personal investment advice.
Personal. Discreet. Professionally sourced.Hartco Aurum
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Hartco AurumThe Hartco Aurum Guide
Specialist graded gold

Authenticated. Graded. Verified.

Graded gold is the main commercial focus of Hartco Aurum. A graded gold coin is one that has been independently assessed by a recognised third-party grading service for both authenticity and condition, then sealed in a tamper-evident holder with its own certification number.

Grading removes doubt. It answers two questions before you buy: is the coin genuine? and what condition is it in? — and it records the answer in a way that can be verified.

A gold Sovereign coin
Graded
Authenticated · Certified · Sealed

Every graded coin is sealed in a holder with its grade and certification number. The number can be checked against the grading service's registry before you commit.

How condition is expressed

Grades run on the Sheldon scale, from 1 to 70. A Mint State (MS) coin shows no wear; MS-70 denotes a flawless coin with no visible imperfections under magnification. Specific grades are confirmed at the time of enquiry.

Product availability, specific grades and certification numbers are confirmed at the time of enquiry. Hartco Aurum does not publish invented grades, certification numbers, prices or stock quantities. Genuine product photography is added as real stock becomes available.
A grade is a promise, in plastic.Hartco Aurum
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Hartco AurumThe Hartco Aurum Guide
Certification

PCGS & NGC.

Recognised grading and certification services exist to give buyers confidence. Two of the most widely recognised are PCGS (Professional Coin Grading Service) and NGC (Numismatic Guaranty Company). They are examples of the independent, third-party services whose holders Hartco Aurum works with.

These services assess a coin for authenticity and condition, then encapsulate it in a sealed holder that records the coin, the grade and a unique certification number.

What a graded holder tells you

Hartco Aurum mentions PCGS and NGC as examples of recognised grading services only. Hartco Aurum does not claim to be affiliated with or endorsed by any grading service, and it does not publish invented certification numbers. Every certification number is verified against the relevant registry at the time of enquiry.
Verify the number, not the story.Hartco Aurum
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Hartco AurumThe Hartco Aurum Guide
Gold coins

Sovereigns, Britannias & more.

Recognised gold coins are the most liquid and widely understood way to hold physical gold. They are government-minted, legal tender, and instantly recognised worldwide.

The Sovereign

The British gold Sovereign — 22 carat (916.7), 7.988g, 7.322g of fine gold, legal tender with a £1 face value. Typically CGT-exempt for UK individuals. Often the first coin a client holds.

The Britannia

The modern one-ounce gold Britannia — 999.9 fine, 31.104g, legal tender with a £100 face value. Typically CGT-exempt for UK individuals. Also struck in 1/2oz, 1/4oz and 1/10oz.

The Krugerrand

The South African Krugerrand — the original modern bullion coin, and still one of the most traded gold coins in the world.

Other recognised coins

Other recognised gold coins and proof examples can be sourced on request, subject to availability.

Tax in brief. Qualifying UK legal-tender gold coins — including qualifying Sovereigns and Britannias — are typically treated as CGT-exempt for UK individuals, and qualifying investment gold may be VAT-exempt. This depends on the product and your circumstances; confirm with independent professional advice. Hartco does not provide tax advice.
The right coin is the one that fits the person in front of us.George Kichenside
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Hartco AurumThe Hartco Aurum Guide
Historic & collectable gold

Historic and collectable gold.

Some clients look beyond standard bullion, to historic and collectable gold — coins with age, rarity or provenance that carry value beyond their metal content. Hartco Aurum sources these on request.

Bullion versus numismatic

There is an important distinction. Bullion is bought for its metal value. Numismatic (collector) coins are bought for rarity and condition, and can carry premiums of 50–300% over the metal — value that depends on a thin collector market.

If your objective is gold, buy bullion, not collector coins sold as an “investment”. If your objective is a particular historic or collectable piece, Hartco can source it — but the two should not be confused.

Historic gold coins

Older gold coins with historical significance — sourced to requirement, with authenticity and condition verified before you commit.

Rare and collectable pieces

Specific rare or collectable coins, discussed individually — with the premium and the market for that piece made clear.

Collectable gold is not a guaranteed store of value. Its worth depends on rarity, condition and a thinner market. Hartco Aurum makes no guarantee about future prices, returns or profits.
Know whether you are buying metal or rarity.Hartco Aurum
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Hartco AurumThe Hartco Aurum Guide
Bespoke sourcing

Found to your requirement.

Hartco Aurum sources to a specific requirement. Tell us what you are looking for, and we confirm what can actually be sourced — then you decide.

What we can source

Sourcing is confirmed at the time of enquiry. Hartco Aurum does not make guarantees about future prices, returns or profits, and it does not present a product as in stock unless current stock data has been supplied.
Tell us the coin, the date, the grade — we do the rest.Hartco Aurum
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Hartco AurumThe Hartco Aurum Guide
Sell your gold

When you wish to sell, we are still here.

Hartco Aurum buys graded gold coins, gold coins and selected physical gold. We use an enquiry-first process — no price is promised before the item has been assessed.

01

Tell us what you hold

Coin, grading details if held, approximate quantity, and whether you wish to sell some or all of it.

02

We assess and confirm a price

Hartco reviews the piece and confirms a current purchase price. The price is the price at the time — not a historic promise.

03

You decide

There is time to read the figures. Nothing proceeds until you confirm.

04

We settle with care

Collection or delivery, identity and provenance as required, and payment arranged properly.

No guaranteed buy-back at a fixed premium. The purchase price is confirmed at the time and reflects the market then. Spreads, availability and settlement terms apply.
The way out is as clear as the way in.Hartco Aurum
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Hartco AurumThe Hartco Aurum Guide
The approach

The Hartco Aurum approach.

Personal. Discreet. Professionally sourced. That is the standard for every enquiry, and every client.

Personal

Each client is dealt with directly, by a person, on their own objectives and requirements — never by a script.

Discreet

Physical gold is a private matter. Hartco Aurum treats every transaction, and every holding, with discretion.

Professionally sourced

Every piece is sourced properly, verified for authenticity and condition, and confirmed — product, price and premium — before anything moves.

Buying and delivery

Keep graded coins in their sealed holders. Once the coin is in your possession, how you keep it is yours to decide.

Physical gold is a tangible holding, not a promise. If its value later rises and it is sold for more than the total acquisition cost, a client may make a profit. Prices can also fall. There is no guaranteed return, and Hartco does not provide personal investment advice.
Hartco's interest has always been the client.George Kichenside
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Hartco AurumThe Hartco Aurum Guide
The market

Gold, in plain terms.

Hartco Aurum does not forecast the price. But understanding a few core ideas helps you hold gold sensibly.

Spot price versus premium

The spot price is the global wholesale price of one troy ounce of gold. You never buy at exact spot — you pay spot plus a premium, which covers minting, distribution and margin. Understanding that premium is the single most useful thing a buyer can learn. Hartco states the product, the current price and the premium clearly — before anything moves.

The record of the metal

Past performance is not a guide to the future. Gold prices can fall as well as rise. Hartco Aurum does not tell you gold is going higher — we help you hold the right coin now, at a price that is current and clear.
We report what the market has done, not what it will do.Hartco Aurum
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Hartco AurumThe Hartco Aurum Guide
Contact

Contact Hartco Aurum.

Hartco Aurum Ltd is a specialist physical gold company — personal, discreet, professionally sourced. An enquiry is not a commitment to buy or to sell.

Company information. Hartco Aurum Ltd · Company number 16390802 · Registered in England and Wales · Registered office: 30 Constance Grove, Dartford, England, DA1 2GA. Founder & Director: George Kichenside.

Disclaimer

This guide is for general information only and does not constitute investment, financial, tax or legal advice. Hartco Aurum Ltd is not an FCA-regulated investment service, a bank, or a guaranteed investment.

The value of physical gold can fall as well as rise, and there is no guaranteed return. If gold is later sold for more than the total acquisition cost, a client may make a profit; there is no guarantee of any profit. Past performance and market figures quoted in this guide are illustrative references, not forecasts and not Hartco selling prices.

Product availability, pricing, premiums, taxes and fulfilment arrangements are confirmed at the time of enquiry. Hartco does not provide tax advice; confirm with independent professional advice where appropriate.

Hartco's interest has always been the client.George Kichenside
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